No industry has boomed more in the last few years than the online delivery business. Many people took advantage of the opportunity to drive for Uber, Lyft, Instacart, or any of the other myriad companies that have become ubiquitous. If you decided to take advantage of this gig economy, have you considered obtaining delivery insurance?
Risks of Driving Your Own Car
If you are driving a company car, you may not run these risks. However, if you are driving your personal vehicle while working for a dleivery service, have you considered:
- Checking to be sure your auto insurance covers your liability in an accident that happens while you are working?
- Asking your employer if their insurance would cover your vehicle in case of an accident?
- Determining if you are involved in an accident, whether any policy covers your medical bills in case of injury?
Auto Coverage for Your Gig Business
If you find the answers to the above questions leave you exposed to more risk than you are comfortable with, delivery insurance is available to cover any gaps. Delivery insurance is a kind of commerical auto insurnace that will provide coverage on your personal vehicle while it is beng used for business purposes.
If you feel exposed to excessive risk while operating a gig business, consult your trusted insurance professional about delivery insurance.